FAQ.

只需访问我们的 联系 页面并填写您的详细信息。我们将尽快与您联系。

只需 3 分钟，我们就能收集您的个人和财务信息，并提供量身定制的计划。

您也可以直接拨打我们的电话 1300 957 421 工作日上午 9:00 至下午 5:30（澳大利亚东部标准时间）。

Individuals aged 18 and above, holding Australian permanent residency or citizenship, as well as their associated companies, are eligible to apply for loans with us.
For those on student visas, temporary visas, or other circumstances, please contact us 1300 957 421 directly to receive the latest information on loan products.

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Applications with complete materials are typically approved within 2 hours.

You can choose loan products with terms ranging from 1 to 7 years (12 to 84 months), with 5-year terms being the most common.

Not necessarily.
Most mainstream loan products offer fixed interest rates, but you can opt for variable rate products if needed.

According to the lender’s regulations, funds are disbursed on the same day or the next day after the loan is approved.

Yes.

Yes.
We partner with over 50 lenders. We will assess your situation, identify the most suitable lender, and provide credit repair services.

Yes.
With our network of over 50 lenders, we will evaluate your circumstances to find the most appropriate lender.
We will also analyse the reasons for the previous denial to better prepare for your next application.

Yes.
All loan applicants’ credit histories are reviewed.
Our partnerships with over 50 lenders accommodate applicants with both good and poor credit histories.

在澳大利亚，三家主要的信用报告机构是

• Equifax
• 益百利
• 检查您的信用

根据政府规定，这些机构每年向所有用户提供一份免费信用报告。此外，如果您在过去 90 天内曾被拒绝给予信贷，或曾被更正过个人信息，您也可以申请一份免费的信用报告。

具体详情请咨询相关信用报告机构。