As much as we would like to give you one, there isn’t a magic formula that will help you stay current on your repayments. Instead, it takes planning and follow-through to manage your repayments and ultimately pay your loan in full. Here are 5 tips that will help you reach success in this area: Live […]
What are some tips that will help me manage my repayments? Read More »
Contact us! We will do all that we can to help you if you will let us know the difficulties that you are facing. Contacting us is easy: Call us: 1300 957 421 Send us an email: info@lifex.com.au Visit our office: G01/1B Homebush Bay Dr Rhodes Corporate Park RHODES NSW 2138
What is the first thing I should do if I am struggling with repayments? Read More »
Yes, you can refinance your car loan, and it can be a good idea under certain circumstances: Lower Interest Rate: Refinancing to a lower interest rate can help you save money and pay off your loan faster. The earlier in your loan term you refinance, the more interest you can save. Improved Credit Score: If
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Yes, there are typically two ways to achieve this: Paying your car loan bi-weekly instead of monthly can help you pay it off faster. Refinancing to a lower interest rate can also accelerate debt repayment. However, be sure to check if your car loan allows early repayment without penalties.
Can I pay my car loan off early? Read More »
Your interest rate is based on the overall strength of your lending profile. Factors such as time in job, age of vehicle, whether you are a homeowner or renter, and credit rating determine the rate of interest.
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After your loan has been approved, we will contact you and set up a repayment schedule that will be easy for you to manage. We generally try to personalize each client’s repayment schedule so that it coincides with their pay cycle.
How do I make my repayments? Read More »
We usually charge applicants a loan origination fee (also called a loan processing fee) to cover the costs that we incur as we process and verify their documentation. This fee varies according to the type of loan in question and also its amount.
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The car salesman is usually the least attractive part of buying a new car. When discussing a purchase with a dealer, it’s important to keep the following pitfalls in mind: Claiming Your Credit is Poor: Dealers may falsely state that your credit rating is low to offer you higher interest rates. Always check your credit
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Before a New Model Launch: When a newer model is about to hit the market, dealerships often reduce the price of the outgoing model, making it more affordable. End of Financial Year Sales: During this time, dealerships aim to meet sales quotas, giving you more negotiating power and potential savings. Ex-Demonstrator or Ex-Executive Cars: These
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Avoid the hassle of negotiating at dealerships by using a car-buying service. Here’s why it’s worth considering: Save Time: We handle the research, so you don’t have to. Peace of Mind: Certified experts provide reliable advice and keep you informed. Stress-Free Process: Let professionals handle the search and negotiation for you. LifeX offers a free
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