FAQ

In Australia, the three main credit reporting agencies are: Equifax Experian Check Your Credit As per government regulations, these agencies provide all users with one free credit report per year. Additionally, if you have been denied credit in the past 90 days or have had personal information corrected, you can request a free credit report.

Yes. All loan applicants’ credit histories are reviewed. Our partnerships with over 50 lenders accommodate applicants with both good and poor credit histories.

Yes. With our network of over 50 lenders, we will evaluate your circumstances to find the most appropriate lender. We will also analyse the reasons for the previous denial to better prepare for your next application.

Yes. We partner with over 50 lenders. We will assess your situation, identify the most suitable lender, and provide credit repair services.

Yes.

According to the lender’s regulations, funds are disbursed on the same day or the next day after the loan is approved.

Not necessarily. Most mainstream loan products offer fixed interest rates, but you can opt for variable rate products if needed.

You can choose loan products with terms ranging from 1 to 7 years (12 to 84 months), with 5-year terms being the most common.