FAQ.

Simply visit the our contact page and fill in your details. We will contact you shortly.

In just 3 minutes, we will gather your personal and financial information and provide a tailored plan.

Alternatively, you can call us directly at 1300 957 421 on weekdays, 9:00 AM to 5:30 PM (AEST).

Individuals aged 18 and above, holding Australian permanent residency or citizenship, as well as their associated companies, are eligible to apply for loans with us.
For those on student visas, temporary visas, or other circumstances, please contact us 1300 957 421 directly to receive the latest information on loan products.

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Applications with complete materials are typically approved within 2 hours.

You can choose loan products with terms ranging from 1 to 7 years (12 to 84 months), with 5-year terms being the most common.

Not necessarily.
Most mainstream loan products offer fixed interest rates, but you can opt for variable rate products if needed.

According to the lender’s regulations, funds are disbursed on the same day or the next day after the loan is approved.

Yes.

Yes.
We partner with over 50 lenders. We will assess your situation, identify the most suitable lender, and provide credit repair services.

Yes.
With our network of over 50 lenders, we will evaluate your circumstances to find the most appropriate lender.
We will also analyse the reasons for the previous denial to better prepare for your next application.

Yes.
All loan applicants’ credit histories are reviewed.
Our partnerships with over 50 lenders accommodate applicants with both good and poor credit histories.

In Australia, the three main credit reporting agencies are:

• Equifax
• Experian
• Check Your Credit

As per government regulations, these agencies provide all users with one free credit report per year. Additionally, if you have been denied credit in the past 90 days or have had personal information corrected, you can request a free credit report.

For specific details, please consult the respective credit reporting agencies.